Banana Bread Cream Layer

Banana Bread with Cream Cheese Layer brings together banana bread's homey taste with a delightful twist—a velvety cream cheese swirl nestled in the middle. This loaf stays super moist from the mashed overripe bananas and a bit of sour cream that keeps everything soft. The creamy, slightly tangy filling makes this treat perfect for your morning coffee, after-dinner sweet tooth, or anytime snack break.

INGREDIENTS

• All-purpose flour: 1 1/2 cups, gives your bread its structure
• Salt: 1/2 teaspoon, enhances the sweet flavors
• Ground cinnamon: 1/4 teaspoon, adds warmth
• Baking soda: 1 teaspoon, helps it rise
• Sour cream: 1/4 cup, keeps everything tender
• Ripe bananas, mashed: 3, for sweetness and moisture
• Vanilla extract: 1 teaspoon, rounds out the flavor
• Eggs: 2 large, hold everything together
• Granulated sugar: 1 cup, for sweetness
• Unsalted butter, softened: 1/2 cup, makes it rich
• Cream cheese, softened: 4 ounces, creates the creamy middle

INSTRUCTIONS

Step 8:

Let the bread sit in the pan for 10 minutes after baking, then move to a wire rack until fully cooled before you cut into it.

Step 7:

Pop it in the oven for 60-70 minutes, until you can stick a toothpick in the middle and it comes out clean.

Step 6:

Spoon half your banana mix into the pan, spread your cream cheese layer on top, then pour the rest of the banana mix over everything.

Step 5:

Mix the softened cream cheese in a separate bowl until it's smooth.

Step 4:

Mix in the eggs one by one, beating well each time. Add the vanilla, then gently fold in your mashed bananas and sour cream.

Step 3:

Beat the soft butter and sugar in a big bowl until it's fluffy and lighter in color.

Step 2:

Mix the flour, baking soda, salt, and cinnamon together in a medium bowl.

Step 1:

Get your oven hot at 350°F (175°C) and butter or spray your loaf pan.

Serving and Storage Tips

• Serve with hot coffee or tea for the best morning or afternoon break.
• Keep your loaf in a sealed container at room temp for up to 3 days, or stick it in the fridge to last a week.

Helpful Notes

• You can make a simple icing to pour over the top after cooling for extra sweetness.
• Add a few drops of lemon juice to your cream cheese for more zing.

Tips from Well-Known Chefs

• Martha Stewart says you must let the bread cool all the way before slicing so the cream cheese sets up right.
• Duff Goldman thinks the blackest, ripest bananas make the sweetest, most flavorful bread.

Pin it

Conclusion

Soft and flavorful banana bread meets a hidden layer of luxurious cream cheese in this easy-to-make loaf. Made with ripe bananas, sugar, butter, and a splash of sour cream, the texture is moist and tender with a creamy surprise inside. Bake for just over an hour and serve it as breakfast, dessert, or an anytime treat that everyone will love.